Life insurance

Life insurances that protect you and your next of kin

SAVING FOR YOUR PENSION AT A FAVOURABLE TAX RATE

In an ideal situation, life insurance can be used as a savings solution with a pleasant return. You can save for the long term and of course, you hope to be alive at the end to enjoy it. If that is the case, you receive the capital saved with a (possibly predetermined) return.

The advantage of this is that you let the tax authorities help you pay for your pension savings because you are entitled to an annual tax benefit for the amounts paid. There is even the possibility of further optimising your tax benefit via long-term savings. But what if you should die prematurely? In this case, your investment will not be lost; rather, surviving relatives who have been designated by you can count on a financial ‘windfall’. Incidentally, they do not have to be your legal or testamentary heirs.

As you can see, there is plenty to discuss about life insurance policies at MDS Insurance. And that is exactly why you should opt for a tailor-made insurance formula.

DEBT BALANCE INSURANCE THAT WORKS FOR EVERYONE

When you contact the bank for a mortgage loan, talk will soon turn to the outstanding balance insurance. Outstanding balance insurance is often required by the bank and protects the surviving buyer against the death of the other(s), so the repayment of the mortgage loan need not be compromised. Both the bank and the survivor stand to gain.

However, it is also a good idea to pay attention to the details as some lenders recommend their own debt balance insurance and even give a discount on the agreed interest rate. In practice, this is not always the best choice, especially since banks often recoup an advantage through higher premiums. Therefore, always have the proposed debt balance insurance compared by MDS Insurance in Overijse. You are then free to choose the most advantageous solution for you.

MDS Insurance has extensive expertise in debt balance insurance and works out tailor-made solutions for all parties, even when their contribution is different.

Als werkgever is eenAs an employer, a collective or individual pension commitment is a nice extra-legal advantage with which you are sure to convince your employees. The costs are deductible for you, while protecting your employees in the long term.

 

MDS Insurance offers various formulas for employers and companies, even if you do not employ additional staff..

MDS INSURANCE IS HAPPY TO DISCUSS YOUR FUTURE WITH YOU, BUT ALSO ABOUT THE FUTURE OF THOSE CLOSE TO YOUR HEART.

Feel free to make an appointment for an introductory meeting.

Call-Us: 02 880 00 16 of 0485 33 48 89